Ways
To Give
You
can contribute to the work that Cotting School does
for children with disabilities in many ways. If you
have questions or would like additional information,
please contact:
Elizabeth C. Peters
Director of Annual Giving and Communications
(781) 862-7323, ext. 178
epeters@cotting.org
EIN 042104328
CASH With a gift of cash, you have a full tax
benefit with itemized deductions. You can send a check,
payable to Cotting School, or give your credit card information
by letter or telephone.
Appreciated Securities Gifts
of Stock Appreciated stocks in a brokerage
account or in certificate form for stock that
has grown in value will provide support for
Cotting at the full market value and with no
capital gains tax paid by the donor. Donors
can take a charitable deduction on their federal
income tax for the market value of the securities
at the time of stock transfer.
Independent Retirement Accounts
(IRAs) The value of many estates can incur
federal, and possibly state, estate taxes as
qualified retirement plans accumulate. Designating
a percentage of assets from your plan to Cotting
can minimize the taxes due on retirement plan
assets.
Charitable Remainder Trust A
charitable remainder trust can be established with cash,
appreciated securities, real estate or other marketable
assets and managed by a trustee. With this trust, the
donor is provided with income until his death (or the
death of his designated beneficiary), or for a specific
term of years. When the trust expires, the principal
becomes available to the School.
Charitable Gift Annuity When
you make a gift of a charitable gift annuity to Cotting,
the School reinvests assets and guarantees to pay you
a fixed income for life (and, if desired, for another
beneficiary’s lifetime). Upon the death of the last beneficiary,
the principal is available to Cotting. The tax advantages
include charitable deduction, income tax savings and
estate tax savings.
Life Insurance You can name
Cotting School the beneficiary (or co-beneficiary) on
an existing life insurance policy. In the event of your
death, Cotting receives the proceeds of the policy as
a bequest, generating federal estate tax benefits. If
you also make the School owner of the policy and relinquish
all incidents of ownership, you can claim an income tax
deduction for the cash surrender value.
Cotting School is unable to provide investment or tax
advice.
You are encouraged to consult your tax advisor and/or
your attorney before making your gift.
453
Concord Avenue, Lexington MA 02421 
Giving societies for the 2006-2007 Annual Fund are as
follows: 
Children with disabilities need special resources to
learn and grow. Cotting can provide the teachers and
facilities, but we need your help to provide enough
adapted scissors for each student to participate in
art class, a head-control for the mouse on each
classroom computer, a fully staffed medical clinic,
all the extras that make Cotting the safe, nurturing
environment in which students thrive.